No. Head office: 9 Spring Street, London, W2 3RA There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Type of membership: Member, The Mortgage Business plc Type of membership: Member, Standard Life Bank Ltd Head office: Sovereign House, P O Box 8, 8 Sovereign Street, Leeds, LS1 1HQ, DX 12004 LEEDS 4.99 67 Reviews (0 Recent |. Head office: Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ Registered in England at 11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP. Head office: 42 St Andrew Square, Edinburgh, EH2 2YE The release of UK Finances Household Finance Review for Q3 2022 in early December came at a low point for the UK economy. The mortgage industry offers two main options for loan originators. Were thrilled to open the doors to the @nsbrc for our first ever event for self-builders. This enables us to offer a new level of customer protection . Head office: 15 Queen Square, Bath, BA1 2HN We also represent those who lend commercially to social housing. Type of membership: Associate, Rosling King Solicitors Type of membership: Member, Clydesdale Bank plc Head office: Citigroup Centre, Canada Square, London, E14 5LB Head office: Barnwood, Barnett Way, Gloucester, GL4 3RL, DX 55251 GLOUCESTER-2 Type of membership: Member, Principality Building Society Program Offices. Our members undertake an estimated 97 per cent of the UK's residential mortgage lending. 5TH FLOOR, 1 ANGEL COURT, LONDON EC2R 7HJ, UK Finance mortgage lenders' handbook for conveyancers. Our surveyors can be appointed and on site within a matter of days. The Council of Mortgage Lenders has a handbook in which all the indemnity insurance requirements are clearly outlined, stating what they should accept and what needs further action from the lender. Company number 10250295. Type of membership: Associate, Legal Marketing Services Limited If you have any questions regarding mortgage lenders, or do not see your lender on this list, please contact us via email or call us on 01603 218288. Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN Type of membership: Member, Northern Bank Ltd Head office: 22 The Hollow, Earl Shilton, Leicester, LE9 7NB Registered in England No: 3642459 | Website by Fuelius. Type of membership: Associate, Landmark Information Group Ltd Head office: Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP Head office: Crown House, Crown Street, Ipswich, Suffolk, IP1 3HS It helps people to get pre-qualified and pre-approved by lenders so they can purchase a residential property. Head office: 2/3 Hind Court, Fleet Street, London, EC4A 3DL, DX154 LONDON Head office: Southwark Towers, 32 London Bridge Street, London, SE1 9SY, DX 38800 LONDON BRIDGE SE1 Head office: Arcadia House, The Warley Hill Business Park, The Drive, Brentwood, Essex, CM13 3BE Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH Head office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AD Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Type of membership: Member, The Mansfield Building Society Head office: 125 London Wall, London, EC2Y 5AJ A mortgage bank could be a retail or a direct lenderincluding large banks, online mortgage lenders like Quicken, or credit unions. Our specialists provide an unmatched breadth and depth of knowledge. This type of certificate is very cost effective and is pre-approved by the council of mortgage lenders for your sale, mortgage or re-financing requirements. Type of membership: Member, E-Mex Home Funding Ltd Head office: Britannia House, Cheadle Road, Leek, Staffordshire, ST13 5RG, DX 16351 LEEK Type of membership: Member, Bradford & Bingley plc Carrington: Best for borrowers with weaker credit. Head office: City House, City Road, Chester, CH88 3AN Head office: 14-16 Station Road, Harpenden, Hertfordshire, AL5 4SE, DX 80470 HARPENDEN Type of membership: Member, Capital Bank Mortgages Ltd Type of membership: Associate, Mazars LLP The Council of Mortgage Lenders integrated with five other bodies in July 2017 to form UK Finance, the new trade association for nearly 300 providers of finance, banking and payments-related services. Guarantees are available for mortgage loans, apartment construction or repair financing, and transitional housing loans in eligible rural areas. Some smaller building companies, however, may not be able to afford this in which case, a CML Certificate will usually suffice. Type of membership: Member, C L Mortgages Limited Our warranties are recognised by the vast majority of mortgage lenders and can be used to raise a mortgage. Head office: 50 St Edward Street, Leek, Staffordshire, ST13 5DH, DX 16354 LEEK Head office: 20 Merrion Way, Leeds, LS2 8NZ The company offers a variety of loan products, such as bank statement loans, coops, construction loans, downpayment assistance programs, and . Head office: Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH Type of membership: Member, Darlington Building Society Technology providers and capabilities are critical to reduce the length of the end-to-end mortgage process and to improve the overall customer experience. Type of membership: Member, Beverley Building Society The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Mortgage Lenders will only lend on a property if it is covered by an approved warranty policy or a Council of Mortgage Lenders (CML) Professional Consultants Certificate (PCC). Head office: 30 Church Street, Epsom, Surrey, KT17 4NL Type of membership: Associate, Redstone Mortgages plc Head office: Bridge House, Queens Park Road, Handbridge, Chester, CH4 7AD Use the search below to select a region and/or a lender's part 2 response. Type of membership: Member, West Bromwich Building Society All the schemes marketed by LABC Warranty are managed by MD Insurance Services Limited (FCA FRN 306947). New American Funding: Best for low APR. Type of membership: Member, Distinct Mortgages Ltd 7 Best Home Warranty Companies [2023] 7 Best Home Security Systems [2023] More Reviews; . Head office: 20 Canada Square, Canary Wharf, London, E14 5LH Type of membership: Member, Barnsley Building Society Type of membership: Member, Cheshire Mortgage Corporation The lenders on this list have agreed to accept tax calculations and tax year overviews that customers, or their agents or accountants, have printed themselves. Head office: Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP, DX 12745 DUDLEY-1 Head office: Davidson House, 2 Forbury Square, Reading, RG1 3EU This broadly the industry standard for warranty schemes. Type of membership: Associate, Unisys Ltd Head office: One America Square, Crosswall, London, EC3N 2SG, DX 53333 CLERKENWELL Head office: Eastern Gate, Brants Bridge, Bracknell, Berkshire, RG12 9BZ, DX 33624 BRACKNELL Type of membership: Associate, Ernst & Young LLP Type of membership: Member, Catalyst Securities Limited Reviewed By. The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. Type of membership: Associate, Crown Mortgage Management Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN, DX 21757 SKIPTON Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH Type of membership: Associate, KPMG Type of membership: Member, UCB Home Loans Corporation Ltd Type of membership: Associate, Thomas Eggar LLP Head office: 30 Church Street, Epsom, Surrey, KT17 4NL, DX 30729 EPSOM Head office: 13 Cleveland Row, London, SW1A 1DH Type of membership: Member, Dudley Building Society Type of membership: Member, Market Harborough Mortgages Ltd Head office: Fourth Floor, Grand Mill Quay, Barrow Street, Dublin 4, Ireland With over 20 years' experience we are trusted and approved by all major mortgage lenders, helping us become one of the largest warranty providers in the UK market. Head office: 21-27 Lambs Conduit Street, London, WC1N 3BD Using an advisor makes applying for a mortgage incredibly easy and asking for help is a breeze as well. Type of membership: Member, Manchester Building Society A CML Certificate is granted where the consultant has supervised the building of the property and confirms that it has been built in accordance with the plans and to a satisfactory standard. Head office: Oakfield House, 35 Perrymount Road, Haywards Heath, West Sussex, RH16 3BX, DX 300623 HAYWARDS HEATH LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a . Type of membership: Member, JPMorgan Chase Bank, N.A. Type of membership: Member, Godiva Mortgages Limited December is a festive time, with a lot of eating, drinking and often, spending. Head office: Mercantile House, Blackberry Lane, Lingfield, Surrey, RH7 6NG, Crocus Home Loans Limited Head office: 76 Upper Ground, London, SE1 9PZ Head office: SBS House, 193 Dalry Road, Edinburgh, EH11 2EF UK Finance does not offer any financial products and anyone claiming to provide such products on our behalf is fraudulent. The Council of Mortgage Lenders was an industry body representing mortgage lenders in the United Kingdom . Head office: Accounts department, Gainsborough House, Houghton Hall Park, Houghton Regis, LU5 5XF Where the cost of a warranty scheme is too great for the builder, as can be the case with smaller building firms, a lender may accept a CML Professional Consultants Certificate. Head office: Po Box 183, Donegall Square West, Belfast, BT1 6JS Type of membership: Associate, Cardif Pinnacle Cover normally lasts for a period of 10 years after completion, and often it is required before mortgage lenders will . Currently our key priorities are supporting homeowners affecting by fire safety concerns; helping mortgage prisoners caught out by regulatory changes to mortgages; supporting people affected by the coronavirus pandemic; and helping to create a sustainable and green future for housing. This site makes use of cookies. Let's build better! Head office: Plaza West, Bridge Street, Reading, Berkshire, RG1 2LZ, DX 4029 READING-1 Type of membership: Member, Beacon Homeloans Limited Head office: PO Box 520, Surrey Street, Norwich, NR1 3NG Use tab to navigate through the menu items. Type of membership: Member, Bank of Scotland Type of membership: Member, Direct Line Financial Services Ltd The Q Policy from Q Assure Build Ltd is a structural warranty which puts quality build and customer service first. Head office: Northern Rock House, Gosforth, Newcastle upon Tyne, NE3 4PL, DX 60350 GOSFORTH If a property development is to be sold, rented or financed against upon completion, a form of comfort that is recognised by UK Mortgage Lenders will need to be in place, as detailed within the UK Finance Mortgage Lenders handbook for conveyancers. Type of membership: Member, Swansea Building Society Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Head office: 100 Liverpool Street, London, EC2M 2RH An example requirements letter to the borrower's conveyancer has also been developed for use in these circumstances. Head office: The Lakes, Northampton, NN4 7SH, DX 712280 NORTHAMPTON 12 Criteria Brain members can access the answers to this criteria and many more. Or email us at gcho@gustancho.com. Type of membership: Member, The Chorley & District Building Society This is because most of the major banks and building societies will only accept warranty providers who have met this requirement. Type of membership: Member, Hanley Economic Building Society The warranty/guarantee provided of the installation and insulation. We also support the home buying process through the UK Finance Handbook and our work with governments and representatives from the legal communities. Head office: Portland House, New Bridge Street, Newcastle Upon Tyne, NE1 8AL, DX 61010 NEWCASTLE UPON TYNE Head office: St. Johns Place, Easton Street, High Wycombe, Bucks, HP11 1NL, DX 149220 High Wycombe It. Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 Scam Warning: We are aware of a potential scam involving people being offered loans for an upfront fee by an individual posing as a representative of UK Finance. Type of membership: Associate, Calnea Analytics Ltd Type of membership: Associate, Phoebus Software Limited Head office: Prince Frederick House, 37 Maddox Street, London, W1S 2PP Accord Buy to Let; Accord Mortgages Limited; Adam & Company; Adam & Guaranteed Rate: Best for variety of loan types. Head office: St Crispins, Duke Street, Norwich, NR3 1PD, 5245 NORWICH Head office: City House, City Road, Chester, CH88 3AN, DX 21645 CHESTER .cls-1{fill:#fff;}.cls-2{fill:#fff;}logoUK Finance Mortgage Lenders' Handbook. Type of membership: Associate, Clayton Euro Risk Limited As with warranty schemes, the professions which the lenders will accept certificates from will vary from lender to lender. This, however, should only be used as an indicator and readers are advised to check with their own lender to ascertain which schemes they deem acceptable. Type of membership: Associate, Fitch Ratings Ltd Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Head office: One Canada Square, London, E14 5AG New build warranties can affect your mortgage application. Head office: Trinity Road, Halifax, West Yorkshire, HX1 2RG, DX 11896 HALIFAX Head office: Allenview House, Hanham Road, Wimborne, Dorset, BH21 1AG, DX 45315 WIMBORNE The past couple of Decembers have brought with them worries of lockdowns, sickness and missing out of seeing loved ones. Type of membership: Member, Mortgages plc Type of membership: Member, Harpenden Building Society UK Finance Limited trading as UK Finance. Head office: St Catherines Court, Herbert Road, Solihull, West Midlands, B91 3QE, DX 14031 SOLIHULL The outstanding value of all residential mortgage loans was 1,667.1 billion at the end of 2022 Q3, 4.1% higher than a year earlier. Our warranties are recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook. Type of membership: Member, GE Money Home Lending Ltd We're passionate about helping our Developers & Builders to get it right-first-time and provide real support and assistance - so when you work with Q, you can get a whole lot more than a simple warranty. All rights reserved. Head office: Kingfisher House, Market Square, Crewkerne, Somerset, TA18 7LH Best for flexible down payment options: Chase Bank. With a 10 year policy, you want a partner you can trust.
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